Herry Always Ready · HDB Home Value & Upgrade Planner

01 · HOME VALUE

Find your home

About 2 minutes

Town Flat type Block Optional, but improves same-block matching. Storey Floor area (sqm) Lease commenced (optional) If blank, the tool infers lease age from comparable transactions.

02 · NET SALE PROCEEDS

What could you have left after selling?

Use your own loan and CPF figures. This is a planning estimate, not a CPF or legal statement.

Estimated sale value Outstanding loan Estimated CPF refund (principal + accrued interest) Use your latest CPF estimate for the amount that would be refunded to CPF, including accrued interest, after the sale. Estimated selling costs

03 · NEXT-HOME PLANNER

How would you like to fund your next home?

Set your target next-home price, then choose how much of your available sale cash and CPF you want to put into it. The balance of the home price is shown as the indicative home loan required.

Cash from sale available—

CPF refund from sale—

Current CPF OA—

Total CPF available—

Target next-home price Current CPF OA available Optional. Add the CPF OA balance you expect may be available for the next purchase.

Choose your funding mix

Toggle each source on or off and enter the amount you prefer to use.

Use sale cash Cash contribution toward the target next-home price.

Amount

Use CPF CPF refund + current OA contribution toward the target next-home price.

Amount

Indicative home loan required Automatically calculated as the balance of the target next-home price after your chosen cash and CPF contributions.

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Estimated Buyer’s Stamp Duty (BSD) Leave at 0 to let the planner estimate BSD from the target price. Estimated other purchase costs Legal, valuation or other costs not captured by BSD. Planning buffer A reserve you prefer to keep aside rather than commit to the purchase.

What the result means: the planner first funds the target home price using your chosen cash and CPF contributions, then calculates the remaining home-loan amount. It separately checks whether the cash + CPF you have available can cover your chosen contributions, estimated BSD, other purchase costs and planning buffer. This is a planning estimate, not a loan approval or CPF eligibility assessment.

04 · TALK TO HERRY

Want a more personal assessment?

Leave your details and Herry can review the indicative value, likely net proceeds and your next-home plan with you.

What could your HDBbe worth today?

Find your home

What could you have left after selling?

How would you like to fund your next home?

Want a more personal assessment?

What could your HDB
be worth today?